1. Basic Management Policy

Okasan Securities Group Inc. manages a corporate group comprised of itself, a holding company, and the Group's Japanese and overseas consolidated subsidiaries, and other corporations. The Group strives to strengthen enterprise value in a sustained manner through the provision of investment services centering on the securities business and asset management.

2. Basic policy on the distribution of profits

The company regards the return of profits to shareholders as one of its most important management priorities. Our basic policy regarding dividends is to maintain and continue stable payments, while also considering distributions in line with business performance.

To achieve a balance between growth and returns and to improve capital efficiency, we have set a total shareholder return ratio of over 50% as a target indicator for shareholder returns.

The company's articles of incorporation stipulate the record date for the year-end dividend is March 31 and the record date for the interim dividend is September 30. The company's articles of incorporation also allow the company to set record dates and pay dividends from retained earnings and to determine dividends from retained earnings by resolution of the Board of Directors, pursuant to Article 459, Paragraph 1 of the Companies Act.

3. Important management index

Please refer to the Medium-term Business Plan for information on our quantitative targets.

4. Medium- and long-term management strategy

Based on an analysis of the current situation, the Company has established and disclosed a business plan that includes growth strategies, capital profitability targets, and measures to improve market valuation.

For specific details, please refer to the Medium-term Business Plan.

5. Challenges the Company should address

When we look around the world, we see the reverse of the times; a possibility of a paradigm shift, regarding post-war world order and other issues, is on the table. Global tension is also increasing while we face serious trade friction and geopolitical risks. On the other hand, medium- to long-term growth opportunities are anticipated in the securities business in Japan, as "investment culture" is being embraced more throughout the nation. To lever this transitioning outlook on investment, the role that we, the Okasan Securities Group, play in the securities industry is becoming increasingly important. We believe that supporting investors by providing advisory services with appropriate and credible information to each individual while also capturing their diverse needs, is becoming crucial with rising uncertainty.

Under these circumstances, the Group is taking additional steps to reform management and enhance Customer Experience (CX) by establishing a support system that responds to customer needs. Okasan Securities, the core subsidiary, has been working to enforce community-based management through "decentralization," delegating authority to in-house securities related companies. Establishing a "Retail Company Management Division" in place of the former "Market Management Division" and evolving the "Products Solution Division" into a "Products Solution Development Division" are some of the measures taken in part of this process. The company also aims to further enhance its services by utilizing digital tools such as data bases and applications.

In terms of our "platform advancement," included in our growth strategy, we have merged Okasan Information Systems and Okasan Business Services in April 2025, launching the new "Okasan Business & Technology." Our management is oriented towards "coexisting and sharing prosperity" with a variety of securities firms. By providing our platform services to organizations within and beyond the Group, we intend to deliver advanced products and services to a wide range of customers.

While our mission to "contribute to our customers lives" maintains, we have also implemented three new company Values: "Uphold integrity" "Ignite Passion" "Forge Synergy." We continue to improve our corporate value by spreading internal awareness on our management philosophy, including these new Values, and by working on the Group's growth strategy as one.